Craig Ritchie & Associates Asset Management

Equipping You for Financial Success

Welcome to Craig Ritchie & Associates Asset Management, Tax Advisors

 Thank you for visiting Craig Ritchie & Associates Asset Management.    As an independent, CERTIFIED FINANCIAL PLANNER™, my firm can offer you unbiased, objective advice to help you navigate the financial circumstances that you face during your lifetime.    Starting my financial planning career in 1989, I now have over twenty years of experience walking through turbulent economic and financial market cycles.   My goal is to help clients find peace of mind and financial independence.

Victor Hugo once said that "Adversity makes, men, and prosperity makes monsters."   I have experienced both financial success and failure, and I would like to equip you to make better decisions in any economic circumstance.   If you would like to leave an enduring legacy to your loved ones, I can help you correctly set up your financial plan to make the most effective use of your resources.   I would also like to help you demonstrate to your loved ones the right way to steward your assets, leaving an inheritance of knowledge and material wealth to your heirs. 

If you would like to set up a free consultation, please email me at Craig@CraigRitchieAssociates.com, or phone at (704) 541-1592.

 

 

 

 

 

 

 

 

 

 

 

 
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

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